
Read this article http://www.dnaindia.com/report.asp?newsid=1240028 in DNA yesterday. Sandeep Shanbhag, director, Wonderland Consultants which is a tax and financial planning firm has been writing for many years and I like the advise that he gives. He explains stuff in very simple terms (yes, i really like that!). The article will work as a checklist for many with our march 31 deadline looming.
Thanks to the economic scare, i see freinds and colleagues actually thinking before spending. Its been a bonanza for the shopoholics as this year has seen so many sales across furniture, clothes, electronics categories already! Off course for people like me who live from salary to salary, this is another oppurtunity to realise the mistake of our foolish ways. Had I saved earlier and been wise earlier I wouldn't be in my penniless state. And now with our salary cut, I don't know how I am going to live.
There are quite a few articles on pension plans, savings, cost cutting, retirement plans etc on various blogs, websites.....plan to go through them over the next few days and make a list of the good ones for my next post.

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